Roth IRA Transfer Results


Your retirement total savings, after taxes, would change by ATR_$_DIFF by rolling over an existing IRA to a ROTH IRA.  That equals a ATR_PERC_DIFF difference. How much is this worth today? You would have to invest ATR_NPV today to match the returns produced by the tax savings built into the Roth IRA.

Your Input Values
Amount to Transfer: AMT
Non-Deductable Deposits:AMT_AF_TAX
Current Tax Rate:TAX_RATE
Tax Rate at Retirement:TAX_RATE_ATR
Investment Tax Rate:TAX_RATE_INVEST
Current Age: AGE
Age at Retirement AGE_ATR
Years of Retirement:YRS_AF_RTR
Rate of Return:ROR_INVEST 
Roth Tax Liability:ROTH_TAX_TOT
Roth Tax Payment: ROTH_TAX_PMT
# of Yearly Payments:ROTH_TAX_PMT_CNT

 Compare Your Results
Regular IRA Investment Portfolio at Retirement:
IRA Before Taxes:+ IRA_BF_TAX_ATR
Tax Liability:- IRA_TAX_ATR
Return on "Tax Investment":+ IRA_TAX_PMT_RTN_ATR

Total Portfolio Value = IRA_TOT_ATR

 Roth IRA Investment Portfolio at Retirement:
Roth IRA Balance:+ ROTH_TOT_ATR
Tax Liability:- $0
Return on "Tax Investment":+ $0

Total Portfolio Value = ROTH_TOT_ATR

Total Difference at retirement: ATR_$_DIFF
Percentage Difference: ATR_PERC_DIFF
Net Present Value of Roth IRA: ATR_NPV