Financial Aid

Federal Direct Loan

Applying for a Federal Direct Loan (FDL)

Entrance Counseling:

If this is your first FDL at a CUNY College, you must first successfully complete the online entrance counseling session at

We strongly recommend that all students complete the entrance counseling session, whether required or not, in order to be fully informed as to your rights and responsibilities concerning your loan. (This requirement does not apply for parent PLUS loans.)

Master Promissory Note:

Your loan CANNOT be disbursed unless you have an active, signed Master Promissory Note (MPN) on file. If you have not already done so, you must sign an electronic Master Promissory Note, using your Federal PIN #, at If you need a PIN #, you may request one at Be aware that the MPN has a life of 10 years. If it has been 10 or more years since you first signed an MPN, you may need to sign another one.

Online Federal Direct Loan Application:

Online application is not available at this time. Please download a paper application and submit it to the Financial Aid Office.

Paper FDL Application:

Download a paper FDL application [PDF] and filing information/instructions.

Last modified: Sep 9, 2013

Text Only Version of Site | Make This Website Talk